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Top 10 Lung Health Benefits from the Affordable Care Act

The Patient Protection and Affordable Care Act (ACA) became law in March 2010. The American Lung Association strongly supports the ACA because it benefits millions of Americans with asthma, lung cancer and other lung disease and helps millions of Americans have quality and affordable healthcare.

Below are just 10 of the lung health benefits from ACA.

  1. Americans who have pre-existing conditions, such as asthma and chronic obstructive pulmonary disease (COPD), which includes chronic bronchitis and emphysema, can no longer be denied health insurance on the marketplace.
  2. Millions of Americans who couldn't get health insurance before are now able to on the marketplace. People with asthma and other respiratory conditions have options for receiving medical treatment other than going to the ER.
  3. Insurance companies are prohibited from revoking coverage when a patient gets sick with a condition such as lung cancer.
  4. Pregnant women on Medicaid are required to have coverage of all quit smoking treatments and medications.
  5. All new private insurance plans and marketplace plans must cover treatments that help smokers quit and cover lung cancer screening for people at risk for lung cancer can be screened without cost-sharing.
  6. The Prevention and Public Health Fund provides funding to community-based prevention and public health efforts, including coverage of quit smoking treatments and programs that help people control their asthma.
  7. The Medicare prescription drug "doughnut hole" began to close in 2011—meaning Medicare will no longer stop paying for medications after patients spend a certain dollar amount per year. Previously, people with serious lung diseases such as COPD and lung cancer had significant out-of-pocket expenses because of this gap in coverage.
  8. People with Medicare now are eligible for an annual, free wellness visit focused on prevention.
  9. Insurance companies, selling plans on the marketplace, no longer are allowed to limit the amount of money they will spend on a patient during his or her lifetime. Patients with serious diseases such as lung cancer sometimes met these previous limits and were denied further coverage for that condition.
  10. Young people under the age of 26 can remain on their parents' health insurance plan, which is critical for young adults with asthma.
    Resources
    PDF Download

    How to Use the Marketplace to Buy Health Insurance

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    PDF Download

    Health Insurance Marketplaces 101

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    PDF Download

    Buyer Beware: Short-Term Limited Duration Health Plans for 2019

    Download
    PDF Download

    Choosing a Health Insurance Plan: Lung Disease Patients

    Download
    PDF Download

    Choosing a Health Insurance Plan: Tobacco Users

    Download

    Page Last Updated: October 31, 2018

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